Andy, single man, ageing without children

Andy: “I bought one to get myself more organised and well worth it too. I’ve found the finances section useful when I filled in my tax return as I could use one of the checklist columns to make sure I’d included all my accounts. It’s a good way of managing my money and reviewing my bills as I can see things at a glance so I’ve found I’m more inclined to check I’m getting a good deal and change accounts and utility suppliers if I am not.”